Storm Damage in Tampa Bay? What to Do Before You Call Your Insurance

Tampa Bay weather can turn rough fast — and if your property just took a hit from a storm, you’re probably feeling overwhelmed. Before you call your insurance company, there are a few critical steps you should take to protect your property, your claim, and your wallet.

At Gulf REO Solutions, we’ve helped hundreds of homeowners and property managers navigate storm damage — here’s what we recommend.

1. Document Everything Immediately

As soon as it’s safe, walk the property and take photos and videos of all damage — including the roof, windows, siding, electrical, and any debris.

💡 Pro tip: Get interior shots too, especially around ceilings, outlets, and windows where water may have leaked in.

2. Prevent Further Damage

Insurance policies require that you mitigate further loss. That means:

• Tarping exposed roof sections

• Shutting off water or power if necessary

• Boarding up broken windows or doors

If you need help with this right away, Gulf REO Solutions offers emergency response for storm damage in Tampa Bay and surrounding areas.

3. Get a Contractor On-Site Early

Your insurer might want to send their own adjuster — but getting an independent contractor to assess the damage first helps protect your interests.

We can walk the site, document the damage with licensed expertise, and even work directly with your adjuster to make sure nothing is missed.

4. Don’t Approve Quick Fixes From Door-Knockers

After every storm, out-of-town crews show up offering “quick” repairs. Many disappear before the job is done — or even before permits are pulled.

Stick with a licensed, insured, local company like Gulf REO Solutions (CBC1268351). We’ve served Tampa Bay for years, and we’ll be here after the job is done.

Serving Tampa Bay + Central Florida

We handle storm damage repair, remodels, and code violations for homes and REO properties across:

• Tampa, St. Pete, Clearwater

• Sarasota, Lakeland, Orlando

• Ocala, Fort Myers, and more

Need Help Now?

Call 813-737-0331 or Request a Free Estimate

We’re local, responsive, and ready to get your property back on track.